The ATM Wizard
When you are short of cash, you just walk to the ATM where you insert your card into the machine, then you respond to the questions asked on the screen to input your pin, and within a few seconds you walk away with your cash and receipt. Automated Teller Machine can be found virtually everywhere such as at most convenience stores, supermarkets and shopping malls. The world's first ATM was installed in 1967 by Barclays Bank in Enfield Town, London. Have you ever wondered how the funds become available to you at any ATM, even if it is located at the far end of a country?
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Getting back to the ATM, those can be used for a multitude of transactions such as accessing your bank deposit or credit accounts for cash withdrawals, credit mobile phone, deposits, balance check, and even exchange foreign currencies. We have done a little research and we were truly amazed by the findings of how an ATM function. The magnetic strip on the back of our debit or credit card is read by the ATM which can decipher the black strip encoded with your unique card number, PIN, and expiry date. When your PIN is entered, the ATM communicates with your bank so as to be able to access your account information. This is possible thanks to a collection of massive interbank networks which use phone lines, central computers and internet access to distribute information among one another which help to make financial transaction easier.
So if you are requesting for an amount of cash, the ATM communicates with the interbank network to know your available balance before dispensing cash from different cash cartridges before it sends a message to your bank to withdraw the particular amount of cash you requested and any fees from your account. Now you know how the magic of an ATM works and how you get your cash!